Goodbye Copycat: China Returns to Its Innovation Roots

China has long been considered the copycat nation of the world. For generations, its goal was not to build on what the competition has done, but rather play catch-up by piggybacking on other people’s technological advances and underpricing the competition. For years, Chinese copycat knockoff products have flooded western markets. This raised concerns about brand 

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The Challenges Media and Entertainment Chief Information Officers Will Face in 2018

In 2017, we saw the continuation of the new media disruptors (Apple, Google, Facebook, Amazon and Netflix) applying pressure on the traditional – i.e. legacy – media and entertainment ecosystem. In addition, consumption and demographic changes (including cord cutting, over-the-top video adoption and millennials maturing) has accelerated changes to traditional media windowing/go-to-market models. This has allowed 

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Five Steps to Customer-Centric Product Pricing

The digital age has changed the battlefield for banks. They face disruption from fintechs, and the challenge of tech heavyweights like Amazon entering the financial services field emphasises issues around banks’ aging infrastructure. All of these problems must be navigated whilst ensuring continued profitability. Yet, as boardrooms focus on employing digital innovation to their advantage, 

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The Practical Roadmap to Insurance Digital Transformation

The “Digital” wave has triggered a storm in the property and casualty (P&C) insurance industry.  Backed by strong venture capitalists and powered by modern technology, new start-ups continue to redefine how insurance business is conducted – this includes everything from product development, to underwriting, to sales and distribution, to policy servicing and claims. Take for 

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Future Proofing Banking

In an article published by Reuters in November 2017, the Bank of England stated that banks may be underestimating the fintech threat. Today, fintech firms and alternative providers are encroaching into every function of the bank. These new kids on the block specialise in specific processes or use cases and are leveraging banks as a 

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Digital transformation warrants a shift to quality engineering

The world around us is changing—there are cab companies that don’t own cabs and room reservations systems that don’t own any real estate. All of these businesses disrupted their respective ecosystems by leveraging a digital platform that delivered unparalleled customer experience. The digital economy has shifted the power of technology from large enterprises to the 

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Open Banking – Seize available opportunities in a post-PSD2 world

Customer demands that have been pushing for Open Banking are in no respect new – especially corporations and e-merchants, even with their close relationship to banks, have long been asking for efficient payment and liquidity solutions even in a multi banking relationship. Neither is Open Banking only a PSD2-based European phenomenon. Rather, it is quite 

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BA hacks to steer towards a zero-defect delivery

To stay relevant and flourish in tough markets and times, most system integrators (SIs) strive to achieve a stellar client delight index (CDI) and net promoter score (NPS). While these are critical to grow business, objectives like profitability and predictable delivery are fundamental from an operations perspective. On-time delivery is an output of judicious planning 

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Test Data Management (TDM) is the norm, not an option anymore

Ineffective testing is a major cause of software fails, a fact reflected by recent large-scale security breaches.  The 5th Edition of the Software Fail Watch identified 606 recorded software fails, affecting half of the world’s population (3.7 billion people), $1.7 trillion in assets, and 314 companies. Beyond just the revenue, such data breaches also have 

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The Emergence Of Digital 2.0: What To Get Ready For In 2018

Every year, new technologies and innovations basically reinvent how business gets done. The term “digital” has pretty much become passé and is losing most of its muster. Yet many companies are still struggling to fully embrace the digital shift. Digital 2.0 technologies — machine learning, artificial intelligence, blockchain, augmented reality, Internet of Things, cloud robotics, 

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Cybersecurity in the Media & Entertainment industry – Anything new?

What effects do the highly publicized breaches of 2017 have on affected industries – banking and finance? Media and entertainment?  Telecommunications? The list goes on. Has the visibility and attention towards these breaches created an increased awareness for cybersecurity and overall content protection that this issue should be addressed sooner rather than later? The most 

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Open Banking APIs – Unlocking the Digital Transformation in Banking Industry

Application programming interfaces (APIs) is relatively an old technical composition, which has been around for a long time. It is a structured and predetermined mechanism where two systems can exchange data with each other. Essentially APIs were internally focused and were exposed externally only in a very private manner or only to pre-identified partners. Open 

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Upgrading your ERP creates strong backbone for a digital agenda

Digital technology is here to stay and changing customer preferences and perceptions in an unprecedented manner. Manufacturers and their ecosystems have never been under such a pressure to make transitions to modern  IT solutions. Their large-scale investments in the IT landscape over the years needs to be revamped to address this change. Many manufacturing organizations 

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Blockchain Trends – 2018

One of 2018’s key developments will be the expansion of blockchain into several new environments that will force companies to react. Firstly, we’ll see blockchain quietly being deployed into production at many banks – there will be less fanfare as we are no longer at the start of the ‘hype’ cycle. Secondly, there will be 

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Modern Testing Disruptions

Digital transformation is real, challenging enterprises to innovate and adopt to stay competitive. Disruption from innovative financial tech (FinTech) companies, increasing adoption of digital technology by customers, better and smarter devices, new products through Internet of Things (IoT) integration, the ability to deliver pointed solutions through machine learning and artificial intelligence, and a focus on 

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