Banking will change dramatically with the advent of open banking. Customers, banks, and FinTechs will all benefit from its global implementation. The European Union, as well as the United States, Hong Kong, India and other countries, has already come up with the implementation framework and thought papers to implement open banking. PSD2, GDPR, open API
The days when banks and credit unions could get away with a mobile banking app that did little more than show balances and transaction histories are over. Today financial marketers’ approach to the mobile channel must be centered on consumers, not on products. Quite simply, banking providers must personalize the experience. Innovative offerings and delivering
In my twenty odd years in the telecommunication and media industry, the last five or so have seen challenges mount for communication service providers (CSPs). Major players have struggled to monetize the massive amount of data flowing through their networks. Consumer demands grow continually as rapidly as expanding digital media promises to democratize content distribution.
The roll-out of General Data Protection Regulation (GDPR) guidelines, evolving legislation in North America, and shifts in consumer sentiment regarding privacy are transforming the operating landscape of publishers. While the more immediate impact is on technology companies and Ad networks, publishing companies will also be significantly affected due to their dependence on technology, advertising, and
The traditional SIM card in our mobile phones come with significant drawbacks: They lock us in to our mobile service provider and the connectivity is impacted by the availability and bandwidth of the provider’s underlying network. When we travel outside the country, we pay exorbitant fees to our provider for data and voice roaming to
The words Governance, Risk, and Compliance (GRC) carry a sense of reverence and anticipation for financial services stakeholders globally. This reaction makes sense given the regulatory history that we as a global economy have endured. The idea that controls may change, reminds us that we struggle to adhere to routine in an already overcomplicated business